Time management is basically about being focused. The Pareto Principle also known as the ’80:20 Rule’ states that 80% of efforts that are not time managed or unfocused generates only 20% of the desired output. However,  80% of the desired output can be generated using only 20% of a well time managed effort. Although  the ratio ’80:20′ is only arbitrary, it is used to put emphasis on how much is lost or how much can be gained with time management.

Some people view time management as a list of rules that involves scheduling of appointments, goal settings, thorough planning, creating things to do lists and prioritizing. These are the core basics of time management that should be understood to develop an efficient personal time management skill. These basic skills can be fine tuned further to include the finer points of each skill that can give you that extra reserve to make the results you desire.

But there is more skills involved in time management than the core basics. Skills such as decision making, inherent abilities such as emotional intelligence and critical thinking are also essential to your personal growth.

Personal time management involves everything you do. No matter how big and no matter how small, everything counts. Each new knowledge you acquire, each new advice you consider, each new skill you develop should be taken into consideration.

Having a balanced life-style should be the key result in having personal time management. This is the main aspect that many practitioners of personal time management fail to grasp.

Time management is about getting results, not about being busy.

The six areas that personal time management seeks to improve in anyone’s life are physical, intellectual, social, career, emotional and spiritual.

The physical aspect involves having a healthy body, less stress and fatigue.

The intellectual aspect involves learning and other mental growth activities.

The social aspect involves developing personal or intimate relations and being an active contributor to society.

The career aspect involves school and work.

The emotional aspect involves appropriate feelings and desires and manifesting them.

The spiritual aspect involves a personal quest for meaning.

Thoroughly planning and having a set of things to do list for each of the key areas may not be very practical, but determining which area in your life is not being giving enough attention is part of time management. Each area creates the whole you, if you are ignoring one area then you are ignoring an important part of yourself.

Personal time management should not be so daunting a task. It is a very sensible and reasonable approach in solving problems big or small.

A great way of learning time management and improving your personal life is to follow several basic activities.

One of them is to review your goals whether it be immediate or long-term goals often.

A way to do this is to keep a list that is always accessible to you.

Always determine which task is necessary or not necessary in achieving your goals and which activities are helping you maintain a balanced life style.

Each and everyone of us has a peek time and a time when we slow down, these are our natural cycles. We should be able to tell when to do the difficult tasks when we are the sharpest.

Learning to say “No”. You actually see this advice often. Heed it even if it involves saying the word to family or friends.

Pat yourself at the back or just reward yourself in any manner for an effective time management result.

Try and get the cooperation from people around you who are actually benefiting from your efforts of time management.

Don’t procrastinate. Attend to necessary things immediately.

Have a positive attitude and set yourself up for success. But be realistic in your approach in achieving your goals.

Have a record or journal of all your activities. This will help you get things in their proper perspective.

These are the few steps you initially take in becoming a well rounded individual.

As the say personal time management is the art and science of building a better life.

From the moment you integrate into your life time management skills, you have opened several options that can provide a broad spectrum of solutions to your personal growth. It also creates more doors for opportunities to knock on.

People communicate with each other in various ways for a lot of reasons.

And one of these reasons is when you need something from someone. For people in business, this can either be in the form of products or services. You may want to sell a product while the other party must find your product useful for his intention. You may want to offer your services while the other party must be satisfied with the services you render according to his needs. In short, the way to get somebody or anybody to do what you want is to make them want to do it.

To get something you want through intimidation or violence is to invite trouble. Yes, it’s possible but not advisable to use forceful methods because the results are undesirable and at times disastrous. Imagine if you force an employee to take a leave of absence for having apparently violated a company rule. The relationship between management and the employee, or perhaps between management and union (if the employee is a member of it), is likely to be severed.

To get what you want, give people what they want. Just what do people want? Physical health, family ties, financial security, spiritual growth, peace of mind, a successful career, and fame are the basic needs of people. There is one important yet intangible thing everybody wants and that is appreciation. Being appreciated and complimented makes a person feel important. When you feel important, you feel needed and wanted, and this gives you a whole lot of reason for existence.

Just how do you give somebody the feeling of importance? Say it, act it; just give it freely, honestly, and wholeheartedly. As literal as it is, saying how appreciative you are for a favor received, makes the other person feel important. You may not be able to describe exactly in words the feeling of importance when you’re in the shoes of the recipient. But definitely, what you can not describe is real and priceless.

Pre-empt importance. Give some sort of sign to the other person that what you want from him, will make him feel important. Let’s take charity for example. A recipient wants or needs contributions from the giver. It can either be material or service contribution, or both. Even before the act itself, the giver somehow expects appreciation from the recipient and this will give him a boost of importance. Appreciation may not necessarily be in words. A smile and/or a pat would suffice and they can come from both giver and recipient. The giver shows his feeling of being appreciated. The recipient shows his feeling of appreciation for the gift. Somehow magic or chemistry takes place. It’s a feeling both parties would enjoy happening many times over.

Are you aware that the feeling of importance, brought about by compliments and appreciation, is good for your health, mentally and physically? Whether you are the giver or recipient, it is good for both. There are medical findings that substantiate health effects brought about by positive emotions like compliments and appreciation. Frequent doses of the feeling of importance activate the brain cells and various harmonies in the body that promote good health. To put it plainly, the feeling of importance is the antioxidant of life.

Can you think of a better way to nourish other people’s feelings than to show your concern and appreciation? Well, you can show something better than appreciation, and that is – a truckload of appreciation.

You know what you and I and everybody else should be doing right now? We should go out there and show our feeling of appreciation to everything and everybody. Let’s go!

Power through the people
Have you come across a person who is so naturally friendly that when you put him inside a room of strangers, he’ll be friends with almost everyone in no time? We call such a people-person, someone unbelievably nice and charismatic that he can charm anyone into doing anything.

A socially-empowered person achieves so much greatness, basically because of the people that catapult him to success. He earns the trust and all-out support of the people, whom he had helped before. He never runs out of help. He can do anything with the plethora of people behind him. All because he knows he maximizes his social potential!

See, if you know your social skills and you make use of them, you will reach self-empowerment. Self-empowerment is making a general overhaul in your life and turning yourself into a happier and more successful person.If you can be one of those people-persons, then I can’t see any reason why you will not succeed. You just have to know how to start.

1. Be genuine.
Hypocrisy will just bring you all the way down. Be genuinely nice and interested to people. Once they perceive that you are Mr. Hypocrite with selfish intentions, you might as well say goodbye to self-empowerment.

2. Be the greatest listener that you can be.
To earn the love and trust of the people, listen to their problems and sympathize with them. Do not just hear them out, listen to them with your heart. Make eye contact when the person talks to you. Listen as if every word matters, and it does. Brownie points when they find out that there is a confidante in you.

3. Laugh out loud.
I do not mean that you force yourself to laugh for every joke cracked by someone, albeit you do not find it funny at all.This means finding humor in things and not being too darn serious. A person oozing with an awesome sense of humor attracts crowds and eventually, attracts success.

4. Don’t forget yourself.
In the process of fluttering around like a social butterfly, you might forget yourself, allowing everyone to push you over. Remember, love and value yourself before anyone else. If you deem yourself respectable and worthy of affection, people will flock to you and not trample on you.

5. Do random acts of kindness.
You don’t have to do a John Rockefeller and blow your savings to charity. Little acts of kindness matters the most, and this can be as simple as giving someone a surprise you-take-care card or helping an elderly cross the street. When we were kindergarten students, kindness was taught to us and greatly practiced. Now is the time to revive the good deeds and this time, let them stay for good.

6. Contact your old friends.
Sad how some friendships are destined to goodbye, but thanks to technology, you can do something about it. Relive the good old days by flipping your yearbook and look for the great people whom you want to communicate with again. Adding these old friends to your roster of support peers will surely make you feel good all over.

7. Develop your personality.
Are you grouchy, grumpy and generally morose? Whoa, you can’t go through life with those. Get rid of the bad traits and habits that perpetually hamper your growth. And really, who wants a grouchy friend anyway?

8. Be confident.
Be able to stride to the other corner of the room and introduce yourself to people with that winning smile of yours. Just remember: be confident, not arrogant.

9. Practice control.
When angry, don’t snap at anyone. Never throw a tantrum. Stay calm and collected. Be adult enough to take control of situation and transform your anger into something more productive and passive. As soon as people think your anger goes to volcanic proportions easily, they will find it hard to come to you.

10. Keep nurturing your relationships.
Your relationship with your family, friends and significant others is too precious that you must not neglect it whatever happens. Go out and have fun with them. Do things together. Happiness will never fly from your side as long as the people who matter the most are close to you.

In the end, using people for self-empowerment means becoming a better and more lovable person. It’s a win-win situation: the people know they can turn to you anytime and vice versa.

Millions of Americans will be job hunting in 2010, and for many of those who are currently unemployed, the search will mark the continuation of a long and unsuccessful journey.

Andy Chan, vice president for career development at Wake Forest University, says job seekers often encounter three major roadblocks to success: poor marketing, poor networking, and poor mind-set.

He offers 10 New Year’s Resolutions aimed at overcoming those obstacles.

Roadblock #1 – Poor marketing

“Many people don’t realize that the way they are marketing themselves just isn’t working, and they never get any feedback,” Chan said. “The best way to get feedback is to ask for it from people who do a lot of hiring.”

1. I will ask friends or acquaintances who manage and hire people to evaluate my cover letter and resume and give me real feedback – even if it hurts to hear it.

2. I will ask these same friends to conduct a practice interview with me and give me “tough love” feedback.

3. When I find an attractive job on the Web, I will apply immediately (with a tailored cover letter and resume) and search for friends and colleagues who could act as referrals to help me network into the organization.

Roadblock #2 – Poor networking

“We make the assumption that if we apply on the Web, it will get us in the door. But the truth is, if your experience doesn’t line up perfectly with the job, the likelihood of getting seen is low,” Chan says. “That’s why networking is important. People hire people; they don’t hire paper.”

4. I will be thoughtful about when to send my resume, and I will not send my resume to everyone I know.

5. I will be specific about the type of work and organizations, including names of target organizations that I find most interesting.

6. I will network 80 percent of the time and use the Web 20 percent of the time.

Roadblock #3 – Poor mind-set

“A lot of people are looking at jobs through a narrow lens. But as the old Rolling Stones song says, ‘you can’t always get what you want,’” Chan says. “You may need to focus first on what you need and get the ideal job later.”

7. I will be open to exploring many options because an interesting opportunity may exist beyond what I can see on the surface.

8. I will re-examine what my real financial NEEDS are so that I can be more open to opportunities that may pay me less than what I WANT.

9. I will evaluate opportunities by recognizing that this job can be a stepping stone to another job (inside or outside the company) – especially as the market improves.

10. Although I might want to quit and do a job search full-time, I am more attractive to employers when I am employed (and I have income which buys me more time to find a job that I am excited about).

Adopting these 10 resolutions can help refresh and rejuvenate your job search, and get your new year off to the best start possible.

I am going to ask you to something very weird right now. First of all, I want you to listen to your thoughts. Now tell me, what thoughts fill your head? Would you label them as positive, or negative?

Now let’s say you are walking down the street with these thoughts. Do you think anyone who would meet you would be able to tell you what’s on your mind?

The answer to number one is up to you. But, the answer number two can be pretty generic. Although people will not be able to tell you exactly what you think, they will more or less have an idea of how you are feeling.

Here’s another question. When you enter a party filled with friends, do they all fall silent as if something terrible had happened? Or does everybody there perk up as if waiting for something exciting to happen?

You know what? The answer to all these depends on your frame of mind.

Thoughts are very powerful. They affect your general attitude. The attitude you carry reflects on your appearance, too – unless, of course, you are a great actor.

And it doesn’t end there. Your attitude can also affect people around you.

The type of attitude you carry depends on you. It can be either positive or negative.

Positive thoughts have a filling effect. They are admittedly invigorating. Plus, the people around the person carrying positive thoughts are usually energized by this type of attitude.

Negative thoughts on the other hand have a sapping effect on other people. Aside from making you look gloomy and sad, negative thoughts can turn a festive gathering into a funeral wake.

A positive attitude attracts people, while a negative attitude repels them. People tend to shy away from those who carry a negative attitude.

We can also define attitude as the way of looking at the world. If you choose to focus on the negative things in the world, more or less you have a negative attitude brewing up. However, if you choose to focus on the positive things, you are more likely carry a positive attitude.

You have much to gain from a very positive attitude. For one, studies have shown that a positive attitude promotes better health. Those with this kind of attitude also have more friends. projecting a positive attitude also helps one to handle stress and problems better than those who have a negative attitude.

A positive attitude begins with a healthy self-image. If you will love the way you are and are satisfied, confident, and self-assured, you also make others are around feel the same way.

A negative attitude, on the other hand, has, of course, an opposite effect. So, carrying a negative attitude has a twofold drawback. You feel bad about yourself, and you make others feel the same way.

If you want to have a positive attitude, you have to feature healthy thoughts. This is probably very hard to do nowadays since, all around us, the media feeds us nothing but negative thoughts. A study shows that for every 14 things a parent says to his or her child, only one is positive. This is truly a saddening thought.

If you want a healthier outlook in life, you need to think happy thoughts, and you have to hear positive things as well. So, what can you do? Well, for starters, you could see a funny movie, you could play with children, spend some time telling jokes with friends. All these activities fill you with positive stimuli, which in turn promotes positive attitude.

Although it is impossible to keep ourselves from the negative things around us, you can still carry a positive attitude by focusing on the good things, the positive things in life.

And this positive attitude you now carry can be of benefit to other people. Sometimes when other people feel down, the thing people mostly do is try to give them advice. But sometimes, all they need is somebody to sit by them, and listen to them. If you have a positive attitude you may be able to cheer them up without even having to say anything.

If positive attitude is really great, why do people choose to adopt a negative attitude instead? One who carries a negative attitude may be actually sending a signal for attention. Before you get me wrong, feeling sad, angry, or gloomy is not wrong itself. But dwelling on these thoughts for far too long is not healthy either. There is a time to mourn.

As always, if you are beset by troubles, even in your darkest hour, focus on the good things in life, you will always have hope. Problems become something you can overcome.

You do not have much to lose by adopting a healthy, positive attitude. Studies show that such an attitude actually retards aging, makes you healthier, helps you develop a better stress coping mechanism, and has a very positive effect on all the people you meet every day. So, what’s not to like about a positive attitude? Adopt one today.

During the holiday season, we all may make questionable choices, like wearing knitted snowman sweaters, overindulging at the dinner table or serving turducken. But according to administrative staffing firm OfficeTeam, the decisions professionals make before going on vacation can mean the difference between a relaxing respite or a harried holiday.

“Taking time off provides an opportunity for employees to recharge and come back to work refreshed,” said OfficeTeam executive director Robert Hosking. “However, those who don’t lay the proper groundwork before they leave may find themselves constantly connected to the office while on holiday breaks or overloaded when they return.”

OfficeTeam offers eight common vacation missteps and tips for avoiding them:

1. Carving out time at the last minute. Coordinate vacation dates with your team as early as possible to avoid scheduling conflicts or a lack of project coverage. Be sure to let your coworkers and other business contacts know when you’ll be out. If taking on your tasks is a burden to colleagues, bring in temporary professionals to help while you’re gone.
2. Acting like a turkey. Use your out-of-office features wisely by including an alternate contact on your voice-mail or e-mail notices. This ensures people get immediate assistance and assignments stay on track.
3. Ruffling colleagues’ feathers. Forgetting to cancel or reschedule meetings planned during your vacation is discourteous to others who set time aside to talk to you. Also, mark your time off on any group calendars so people know when you are not available.
4. Committing a technical ‘fowl.‘ More than a few employees have returned to work after a vacation only to discover they are unable to log in to their computers. Prevent this from happening to you by changing any soon-to-expire passwords before you leave.
5. Overstuffing your inbox. Examine the storage capacity on your e-mail inbox to ensure you have plenty of space to receive large-size files while you’re away. In addition, clean out your voice-mail box.
6. Letting your vacation be gobbled up by work. If you must check in with the office while on your break, let coworkers know in advance the specific times you will be accessible. Making yourself too available can detract from the benefits of taking a vacation.
7. Forgetting to give thanks. Express your appreciation to colleagues who take over key projects while you’re away. By providing all the information they need to complete tasks ahead of time, you’ll make it easy for them to cover for you. Also offer to return the favor when they’re out.
8. Not clearing your plate. Avoid scheduling meetings for the morning of your return so you can spend the time getting up to speed on assignments and catching up on e-mail.

Hosking noted that creating a pre-vacation checklist can provide peace of mind for employees before their break. “It’s easy to overlook minor details when you’re on your way out of the office,” he said. “Having a written record of tasks that must be completed prior to your departure can help you tie up loose ends and make the transition back to work more manageable.”

Source: OfficeTeam

More than One Way to Skin a Cat: Adventures in Creative Thinking
How many times have you caught yourself saying that there could be no other solution to a problem – and that that problem leads to a dead end? How many times have you felt stumped knowing that the problem laying before you is one you cannot solve. No leads.  No options.  No solutions.

Did it feel like you had exhausted all possible options and yet are still before the mountain – large, unconquerable, and impregnable? When encountering such enormous problems, you may feel like you’re hammering against a steel mountain. The pressure of having to solve such a problem may be overwhelming.

But rejoice! There might be some hope yet!
With some creative problem-solving techniques you may be able to look at your problem in a different light. And that light might just be the end of the tunnel that leads to possible solutions.

First of all, in the light of creative problem-solving, you must be open-minded to the fact that there may be more than just one solution to the problem. And, you must be open to the fact that there may be solutions to problems you thought were unsolvable.

Now, with this optimistic mindset, we can try to be a little bit more creative in solving our problems.
Number one; maybe the reason we cannot solve our problems is that we have not really taken a hard look at what the problem is. Here, trying to understanding the problem and having a concrete understanding of its workings is integral solving the problem. If you know how it works, what the problem is, then you have a better foundation towards solving the problem.

Not trying to make the simple statement of what problem is. Try to identify the participating entities and what their relationships with one another are. Take note of the things you stand to gain any stand to lose from the current problem. Now you have a simple statement of what the problem is.

Number two; try to take note of all of the constraints and assumptions you have the words of problem. Sometimes it is these assumptions that obstruct our view of possible solutions. You have to identify which assumptions are valid, in which assumptions need to be addressed.

Number three; try to solve the problem by parts. Solve it going from general view towards the more detailed parts of the problem. This is called the top-down approach. Write down the question, and then come up with a one-sentence solution to that from them. The solution should be a general statement of what will solve the problem. From here you can develop the solution further, and increase its complexity little by little.

Number four; although it helps to have critical thinking aboard as you solve a problem, you must also keep a creative, analytical voice at the back of your head. When someone comes up with a prospective solution, tried to think how you could make that solution work. Try to be creative. At the same time, look for chinks in the armor of that solution.

Number five; it pays to remember that there may be more than just one solution being developed at one time. Try to keep track of all the solutions and their developments. Remember, there may be more than just one solution to the problem.

Number six; remember that old adage,” two heads are better than one.” That one is truer than it sounds. Always be open to new ideas. You can only benefit from listening to all the ideas each person has. This is especially true when the person you’re talking to has had experience solving problems similar to yours.

You don’t have to be a gung-ho, solo hero to solve the problem. If you can organize collective thought on the subject, it would be much better.

Number seven; be patient. As long as you persevere, there is always a chance that a solution will present itself. Remember that no one was able to create an invention the first time around.

Creative thinking exercises can also help you in your quest be a more creative problems solver.
Here is one example.
Take a piece of paper and write any word that comes to mind at the center. Now look at that word then write the first two words that come to your mind. This can go on until you can build a tree of related words. This helps you build analogical skills, and fortify your creative processes.

So, next time you see a problem you think you can not solve, think again. The solution might just be staring you right in the face. All it takes is just a little creative thinking, some planning, and a whole lot of work.

Guardian Launches Educational Campaign, Website and Enhanced Enrollment Services for the Fall Open Enrollment Season

The Guardian Life Insurance Company of America (Guardian), one of the largest mutual life insurance companies and a leading provider of employee benefits to midsize and small companies, offers employees and employers tips for leveraging their employee benefits in one of the worst economic environments since the Great Depression.

Guardian’s employee benefits experts compiled these money saving tips and educational resources just in time for the fall open enrollment season when millions of employees make important decisions about their benefits for the coming year. Additionally, Guardian recently launched an educational campaign including a dedicated Website and enhanced enrollment services to make it easier for employers to manage and employees, to understand and select their benefits.

Open Enrollment Tips

Sign-up for voluntary benefits
1) Consider taking advantage of voluntary benefits (sponsored by the employer, paid by the employee). They give you greater choices and discounted access to benefits to help ensure protection needs meet your specific lifestyle. They are usually more affordable than individual coverage and require limited or no medical underwriting.
2) Sign up for voluntary benefits earlier rather than later. Some voluntary benefits like life insurance plans may automatically increase coverage amounts each year, building up greater coverage than what you initially signed up for. These increases have no impact to premiums so it pays to enroll early.

Look for the freebies or perks
3) Use your health insurance plan to get a discount on your gym membership. Health insurance plans with a wellness focus often offer these discounts to encourage employees to stay fit, keeping your long-term costs of care lower. Need estate planning or will preparation advice? Check your life insurance coverage to see if free or low cost legal services are available. For example, Guardian has WillPrep Services* that give plan members access to online planning documents and professional assistance with advanced health care directives, estate taxes, financial and healthcare power of attorney, guardianship and conservatorship, trusts and wills.

Keep more money in your pockets
4) If a high deductible health plan is one of your medical plan options, consider opening a health savings account if available. Money in HSA funds build tax-free and you keep it even if you change jobs. You can use the money to pay for qualified health expenses if necessary and if no health care needs arise, you are building your money up on a tax-advantaged basis.
5) All high-deductible plans are not created equally. Look for a plan that doesn’t require you to pay out-of-pocket for common preventative screenings. Critical illness insurance can be bundled with your health plan to provide greater coverage when serious illnesses strike. A new industry feature on critical illness insurance is a hospital rider where if you face an extended hospital stay, you can receive a check of up to $500 for each day you’re in the hospital — up to ten days. You can use the money any way you want, but many employees choose to use this extra cash to cover high deductibles, co-payments, or even child care.

Use it, don’t lose it
6) Look for a dental plan that has an annual maximum rollover — these newer plans became popular in the past three years and allow you to roll over a portion of your unused benefits to the next year. These plans are doing for the dental industry what rollover minutes did for the mobile phone industry.
7) Consider signing up for a flexible spending account which allows you to pay for qualified healthcare, dependent care and even transportation expenses with before-tax dollars. It’s a use it, or lose it account so don’t forget to use the money before the year-end
deadline. Qualifying purchases may include: medical and dental deductibles and copayments, over the counter medications, eye glasses, child care, and transportation related to your employment.

Don’t give up on your 401(k)
Open Enrollment is a really good time to take a look at your company retirement plan contributions. With only a few short months left in the year, you have time to make adjustments, if necessary, to ensure you reach your contribution goal.
9) Now is the time to start up contributions again, if you stopped contributing during the market turmoil earlier this year. Saving through your employer-sponsored retirement plan helps you automatically follow one of the wisest investment strategies–dollar- cost averaging, putting the same amount of money in the same investment consistently, regardless of market movement. Over time, this can reduce the overall cost of your investments.

If you lose your job, keep your benefits
10) If you lose your job, some of your benefits may be portable. Make sure you ask your HR executive about the ability to maintain key benefits at affordable group rates in the event of job loss.

Guardian Educational Campaign and More Tips

Guardian’s Web page www.guardianenrollmenttips.com, offers free online tips, an interactive benefits quiz and resources for employers and their employees. The company is also sponsoring a radio awareness campaign this fall to encourage employees to spend more time learning about their benefits.

“In the midst of economic downturn employers are looking to effectively deliver competitive benefits programs that fit their budgets and meet the diverse needs of their employees,” said Elena Wu, Group Marketing Officer, Guardian. “Voluntary benefits and plan designs that offer value for the benefits buck are increasingly becoming important vehicles for helping employers to strike that delicate balance between controlling expenses and keeping their employees motivated and happy with quality employee benefits. Guardian is committed to giving midsize and small employers and their workforce greater access to not only benefits, but also education that will help them to make better decisions and be more competitive with larger companies.”

Guardian’s services designed to relieve the administrative burden for employers and improve employee understanding and management of their benefits include:

– Customized enrollment success plans designed to increase employee participation to help employers communicate benefit offerings through on-site enrollment meetings and turn-key employee communications.
– Bilingual enrollment services including Spanish language enrollment materials as well as in-language phone support.
– Personalized enrollment kits available to plan sponsors that offer voluntary life or disability insurance, where the employees’ names and addresses are already filled in on their enrollment forms and cost information is conveniently displayed and personalized based on employee’s age and salary making the enrollment decision easier.
– Employee online enrollment available to eligible existing Guardian customers after initial enrollment, gives plan sponsors the option of allowing their employees to update and select their benefits directly using the Internet if they are a new hire or re-enrolling.
– Face-to-face enrollment meetings with our nationwide team of benefit advisors at no extra cost.
– Toll-free employee benefits hotline where support is available in over 50 languages.
– 24/7 access to Guardian’s online benefits website, Guardian Anytime, which includes provider locators, health resources, glossaries and plan information.
– Guardian’s WorkLifeMatters Employee Assistance Program that offers support on a range of matters such as elder and child care, retirement planning and stress management.

*WillPrep Services are provided by Integrated Behavioral Health, Inc., and its contractors.

Source: The Guardian Life Insurance Company of America

Relationships of all kinds are often perceived as very delicate things, that require extra effort to maintain. However, a relationship can also be something that can provide security and can also be long lasting despite many trials.

Building an effective and lasting relationships is a necessity for several reasons. For example in a group or organization, the well being of the people depends on how efficient and effective that group or organization works.

The group or organization is also dependent on how the members work well with the management.
An ineffective group or organization can really be very frustrating.  An effective group or organization can also ask so much on their members, that sometimes the members would be having no life outside the walls of the area where they work or sacrifice the other aspects of their life just to meet deadlines. For an organization or group with this kind of scenario, relationships can be stressed or suffer from breakdown.

People or other entities who depend on these groups or organization also suffer.
Society is defined as a web of relationships, which requires all parties to work and contribute their share in order to achieve  a common goal. Having a relationship that is good, where cooperation and respect are manifested, can make society work better. In this way each member works for the good of the whole and towards achieving a common goal. This can only be attained with effective and efficient relationships.

Understanding the other parties’ feeling and position creates an effective and efficient relationship. The easiest method to understand what is important to another party is to ask them what they want and listen to what they have to say. When the other party realizes this, they would feel the importance given to them

Effective and efficient relationships require parties to openly express their feelings and positions on all matters pertinent on the relationship. Assuming that the other party understands our needs and give us when we need it without asking for it is not a good practice.

Respect is the key to relationship. In order to create a more effective relationship, parties should treat each other with respect.  We can show respect just by listening to the other party and by trying sincerely to understand how they function. You can also show respect to other parties by confirming that they are doing everything they can.

The opposite of respect is quick forming of judgements based on unfounded facts and prejudice.

Respect is the very foundation for a great relationship. This also means respecting yourself and respecting others.

Another key area in forming an effective relationship is to tackle differences of the other party directly. Differences between parties or people are quite interesting. For example in a conversation where each party listens to the other party, you may observe that each is having two different perspectives.

Work towards a win-win solution for both parties.
This can be done when at least one party acknowledges that the relationship is important. That party would then exert more time, effort and energy to understand the other party’s needs and deal with it to get it out of the way. Should they fail, it is comforting for that party to know that they tried.

Effectively listening and no pre-judging. This is important if parties are to understand each other.
Informal discussions are conducive for parties. They bring out issues and concerns comfortably. They also feel more relaxed making them think more clearly.

Developing an atmosphere where the other party can express their feelings when they need to.
When parties fail to express whatever is on their mind or their feelings, it can get in the way of building an effective relationship.
Parties should be aware that certain things exist naturally but should be controlled in any dealings in any relationship.  Human nature is one. Some of these things found in a relationship also include a history of stereotyping or mistrust, blaming the other person or party for a strained relationship, excluding the other party’s feelings when focusing on a task, no clear and defined objectives, roles and expectations of each party in a relationship is also unclear.

Relationships are important to anyone, addressing issues and problems right away is a must to further improve the relationship. As they say ‘No man is an Island’.

Two of the highest costs for any organization are people and real estate. In the current economy it makes sense to maximize the return on your facilities by making sure that your space supports your staff and your long-range goals without incurring substantial costs.

Lois Goodell, IIDA, who heads the largest interior design practice in Boston at CBT, shares seven easy to implement changes that will improve morale, productivity, and position your organization for the post-recession future at little or no cost:

Reconfigure: If cutbacks have emptied workstations and created dead zones in the office plan, reconfigure the space to increase the density. Fill empty seats and arrange workstations to improve workflow and visibility, which improves communication and morale.

Redeploy: Increase the density of workstations to open up other areas on the floor. Use “found” space to create room for collaboration. Keep the furnishings, redeployed from across the office, simple to encourage informal meetings.

Readjust: As individuals take on additional work when staff is reduced, they may require more filing space or different surfaces to support their new responsibilities. See what’s needed to be effective and adjust the workstation components accordingly.

Rethink: Senior staff responsibilities are increasing, too. Configure private office furniture to facilitate communication, mentoring, and accessibility. With travel budgets slashed, it’s time to have IT install a webcam.

Restack: More costly than re-planning a single work area or even an entire floor, the investment in restacking several floors to achieve more effective adjacencies delivers surprising paybacks. Improved communication across business units addresses shifting demands — speed-to-market, new products and services, or streamlined operations.

Reinvigorate: Take advantage of the public spaces to raise visibility. Multi-function rooms, cafes, and conference rooms can be used to bring people together for training, to host events for clients, colleagues, or community.

Refresh: For a small investment paint provides a big return. Used strategically, color can bring a professional polish to the office or just refresh spaces that are showing “wear and tear.”

Whatever changes you make now should anticipate further change. Evaluate your resources holistically — your facilities, your inventories, your requirements, and your budget. As Goodell notes, “Smart moves today provide positive, short-term impact, and the opportunity to position for the long-term.” Focusing on improved efficiencies, flexibility, and cost-effective solutions for your facilities fosters a workplace culture that is agile, collaborative, and sustainable.

Source: Lois Goodell