Joy Mentor

Personal development blog

Money Articles

Happy Family

You would be a very fortunate couple if you could live out your lives together without ever having to resort to borrowing at some stage. Most of us need to borrow money from a finance company or bank to buy a bigger and more suitable family car and nearly all of us need to borrow  [ Read More ]

Live Your Dream – Own Your Own Business

Woman_using_cordless_telephone

Like Dr. Martin Luther King Jr., you may also have a dream – to own your own business. But like Dr. King in his day, you may be facing obstacles on every side. One of those obstacles, if you’re like most entrepreneurs, is financing, particularly if you’re just starting out. There are business startup loans  [ Read More ]

Finding Happiness in Spite of Money

Positive thinking

You’ve heard the old saying, “I’ve been rich, and I’ve been poor, and rich is better”.  While few people will ever become truly rich, if given the choice, nobody ever chooses to be poor.  That said, there is plenty of evidence to show that money does not necessarily equate to happiness. So, if we really  [ Read More ]

Hidden Costs of Renting Your Apartment

personal life

Many people start looking for an apartment or a place to live with a certain dollar sign or budget in place. When you’ve decided what it is you can afford to spend, you can suddenly be blindsided by all kinds of hidden fees you may not have considered. If you’re unsure of where you’re going  [ Read More ]

How To Get Motivated and STAY Motivated

Prosperity

The internet today has created unlimited money making opportunities for many online users, some starting with zero or limited knowledge soaring to success in making money online. There is a good number of internet companies today offering genuine online business opportunities. But why does only a handful succeed while the majority jump from opportunity to  [ Read More ]

In today’s world, bills seem to overrun us at every turn. We often find that we get into a situation where we can no longer control our debt and have to find a way to finally get our finances under control. If this sounds like you, it may be wise to use a consolidation service  [ Read More ]

How to go about earning an Extra Income

Extra Income means an income that you can earn apart from the regular income coming in from employment or normal work. This earning can be used to payoff your outstanding debts or build up a capital account or spend it on luxuries that you could only think about before. Everyone seems to want a second  [ Read More ]

Increasing Prosperity With Positive Thinking

Increasing prosperity in our lives can be accomplished by having the right frame of mind. The truth is, our thoughts are very powerful. They are capable of influencing every aspect of our daily lives, from our physical health to our social behaviors. I’m sure you’ve heard the adage, “As you think, so shall you be.”  [ Read More ]

Shopping for Yourself While Christmas Shopping

Everyone knows that Christmas is all about giving but most of us are also tempted to shop for ourselves when we are out Christmas shopping for our beloved friends and family members. While some people may be tempted to pass up on purchases for themselves during the holiday season because they feel guilty making these  [ Read More ]

Tips for a great holiday!

Everybody loves a holiday, especially when there’s a trip or a party involved! Since Christmas and the New Year is near by, it’s time to talk about how to enjoy your holiday by planning ahead. People will flock to retail stores for gifts or once a year sales they can’t get enough of. Don’t let  [ Read More ]

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